Posted by CarterCompany on May 7, 2013 | No Comments
What Every Cullman Home Buyer Needs to Know
Our skilled negotiators will help you get the best home for the best price. We personally guide qualified buyers through each step of the home buying process. You can stand behind our experience and longstanding history of proven success. Cullman is an outstanding community that requires the specialize skills of an experienced Realtor.
• Determine and prioritize your wants and needs in your new home.
• Speak to your Lender and determine your buying power.
• Allow one of our experienced Realtors to help you find a home that meets your needs within your budget.
• Once you have found your dream home, our agents will help structure a purchase offer that is in your best interest, and skillfully negotiate with the seller’s representative until a favorable contract is agreed upon.
• The time period between the contract and the closing is when our agent’s work for you. We help make sure you are aware and take advantage of all the professional inspections available in order to make sure you know the condition of your new home before you buy it.
• Our agent’s goal is for you to arrive to the closing confident in knowing you have found the best home for the best price possible.
Posted by CarterCompany on March 12, 2013 | No Comments
The home inspection is one of the most critical parts of the home buying process, especially in the state of Alabama which is the only true Caveat Emptor state remaining in the US. Caveat Emptor is a Latin legal term meaning “let the buyer beware.” Basically what all this means is Alabama law does not require a Sellers’ Disclosure of a property’s known defects which places the burden of discovery of the property’s latent defects on the buyer. Therefore, the moral of this blog post is to always get a home inspection, preferably done by a professional and licensed home inspector. Locally we have several reputable licensed home inspectors and any of our agents would gladly provide you with their contact information from which you can choose the one who best fits your needs.
Home inspections can vary depending on the type of property you are purchasing. For a list the basic elements that a home inspector will check and for further information regarding home inspections, go to www.ASHI.org, the website of the American Society of Home Inspectors.
Posted by CarterCompany on February 1, 2013 | No Comments
Homeownership is often referred to as the Great American Dream. The culture we live in places a high value on owning a home. In the US, home value appreciation is one of the chief means of accumulating wealth. Purchasing a home is generally viewed as one of biggest and best investments a person will make. Homeownership can provide attractive tax benefits. Mortgage interest and property taxes are usually sizable tax deductions for homeowners.
Despite the advantages, buying a home is a major financial decision that shouldn’t be taken lightly. When buying in a cyclical real estate market, timing is most important and a Realtor with knowledge of your local market and its cycle is crucial. If you buy during a rising price bubble, the value of your home could plummet when that bubble bursts. In the mid to late 2000’s most housing markets in the US went through major corrections. People who sat on the sidelines and rented during the rising market were able to buy homes at much lower prices once the bubble burst.
There are several advantages and disadvantages to both buying and renting. Homeownership generally requires deeper pockets than renting. When roofs leak and hot water heaters break, there is no landlord to call when you own the home. It’s up to you to take care of the problem.
There are definitely situations where renting is the best choice and those are generally short term. In most cases, the longer you plan to live somewhere, the more it makes sense to buy. Over time, you can build equity through homeownership. Owning a home, as opposed to renting, is usually a better investment financially speaking.
Every situation is different and there are many factors which must be considered when determining which is best for you. We have a team of experienced Realtor’s who are extremely knowledgeable in our local real estate market. Let us provide you with the information you need to make that most important decision – Whether to rent or to buy.
Posted by CarterCompany on January 24, 2012 | No Comments
New Listings and Price Reductions for the Week of January 22, 2012.
Huge Price Reduction Motivated Seller!! Wonderful family home in established subdivision $189,900
85861 – 1469 Longbrook Dr NE (Cullman) 4BR/3BA home with finished basement is perfect for entertaining adults and kids. Great yard with in-ground pool and playset, property also borders creek. Covered side patio off kitchen over looking pool is the perfect place for a grill. Large great room with a fireplace. Formal living area with
Click here to see entire The Cullman Times Ad
cathedral ceiling. Large Kitchen. Rec room in basement with wet bar, exercise room, full bath with tile shower and garden tub plus 2 car garage in basement. Don’t miss this one!
Great for first time home buyer! Located in subdivision close to town. $104,900
88011 – 32 CO RD 1636 (Bent Creek S/D) Well kept 3BR/2BA home with excellent layout and amenities. Large, well thought out bedrooms in user friendly floor plan make this a home sure to attract attention. Freshly painted and ready to move in to.
Call Jeff
Remodeled 3BR/2.5BA home in the heart of East Elementary Historic District. $ 189,900
88012 – 805 5th Ave SE (Cullman) Gourmet Kitchen with breakfast area and attached formal dining room. Updated cabinets, light fixtures, energy efficient windows, refinished hardwood floors, wiring and plumbing make this home so attractive to anyone seeking easy living in town. Wonderful deck out back beckons you to relax in a quiet, friendly neighborhood. Partially finished basement with concrete floor is ideal for storage.
Call Jeff
Gorgeous +/- 6.5 acre building site. Close in to town. $77,500
88013 – 1249 CO RD 1319 (Basch RD) Property has had lots of excavation work done, and has the perfect place for a pond. Old barn has been restored. Great place to build.
Great home for a large family with over 3,000 sqft on 17 acres in the Eva area. $289,900
88025 – 79 Union Hill Rd (Eva) Home features 4BR/2BA/3HBA and a 3 car garage. Large living room with brick fireplace open to the dining area. Kitchen with lots of cabinets, walk-in pantry and breakfast nook. 2 master bedrooms, one with enormous closet, bath and spacious sitting area that opens to patio area with a great view of one of the two ponds located on the property. 3 pull down attic storages in house plus 2 storage buildings and barn on property.
Call Wendy
Price Reduced!! Remarkably restored old farm house on over 11 acres. $149,900
87595 – 80 CO RD 508 (Hanceville) Refinished down to the studs with all new updates and upgrades. Entire top floor is master suite with sitting area and bath. Sit on the front or back porches and enjoy quiet rural living. Barn on property could be used for garage or shop. Pasture is fenced.
Call Jeff
Posted by CarterCompany on January 10, 2012 | No Comments
New Listings and Price Reductions for the Week of January 8, 2012.
Foreclosure – 2BR/2BA on 4 acres. $85,000
87975 – 466 Maddux Rd (Eva) Home has hardwood, tile and carpet. Large bedrooms with plenty of closet space. Over sized den or rec room with small sink and cabinet. Glass sun room. 2 Car detached garage and small shed in back. Property is partially wooded and has 3 driveways which could easily be used for an additional manufactured home site. Call
View our Cullman Times Ad
Wendy
Cute 2BR/1BA home with new metal roof, central heat/air, and hot water heater. $79,900
185 School House Rd (Baileyton) Home is situated on .4 acres with a one car carport, storage building and storm shelter. House has beautiful hardwood flooring in kitchen and dining area. An abundance of cabinets in the kitchen and like new carpet in the bedrooms and living room. Large laundry room with extra storage/hanging space and room for freezers. House has a circular drive and is move in ready. Call Damon.
Exceptionally nice brick home with a large yard in a quiet neighborhood. $144,900
86904 – 69 Bates Rd (Eva) Very neat and tastefully decorated 3BR/2BA home features a vaulted ceiling and bay window in master bedroom. All window blinds to stay. Master bath has Jacuzzi tub and walk in shower. Garage has been enclosed as a den with French doors and a separate laundry room. Backyard is fenced and has a storage shed. Located near the Cullman County line. Call Debbie.
Price Reduced!!! This is as good as Gatlinburg within minutes of town!!! $299,900
86838 – 297 CO RD 219 (Dodge City) Gorgeous mountain home nestled in the woods surrounded by beauty. A-frame has full windows overlooking the wooded mountain view. Very private, self contained with generator back up and drilled well ***40×60 shop with power, 14’ side walls and 16’ roll up door. Detached 3 car garage. This place is beautiful!
Posted by CarterCompany on January 3, 2012 | No Comments
New Listings and Price Reductions for the first week of January 2012:
Magnificent custom built 4BR/3.5BA home on +/- 14 acres in the Central community. $449,900
Click here to view our Cullman Times Ad
87970 – 930 CO RD 1112 (West Point) Awesome pool with hot tub spill over spa and sundeck with a salt water automated system. Gourmet kitchen with granite countertops and tile back splash. Private master suite with exquisite tile work in master shower. Finished day light basement complete with safe room, family room with fireplace, bedroom and a full bath. Rec room on 2nd level could be used as 5th bedroom. Too many high end amenities to list. Must see!
Call Wendy.
Cute 2BR/1BA home with new metal roof, central heat/air, and hot water heater. $79,900
185 School House Rd (Baileyton) Home is situated on .4 acres with a one car carport, storage building and storm shelter. House has beautiful hardwood flooring in kitchen and dining area. An abundance of cabinets in the kitchen and like new carpet in the bedrooms and living room. Large laundry room with extra storage/hanging space and room for freezers. House has a circular drive and is move in ready.
Call Damon.
Price Reduced!!! This is as good as Gatlinburg within minutes of town!!! $299,900
86838 – 297 CO RD 219 (Dodge City) Gorgeous mountain home nestled in the woods surrounded by beauty. A-frame has full windows overlooking the wooded mountain view. Very private, self contained with generator back up and drilled well ***40×60 shop with power, 14’ side walls and 16’ roll up door. Detached 3 car garage. This place is beautiful!
3BR/2BA is move in ready!!! Well built, well kept and well maintained. $139,900
87925 – 3031 CO RD 831 (Logan) Large dining room with fireplace, large master bedroom and bath. Spacious 2nd bedroom with direct access to 2nd bath. Walk-in closets in all bedrooms. 2 car garage, separate metal building with 3 bays and a 15×34 storage building.
Call Jeff
Price Reduction!!!! Motivated Seller!!!!! $139,900
86967 – 155 CO RD 644 (Welti) Good floor with open kitchen and living area. Huge wrap around porch. All interior walls are insulated. Basement walls are solid formed and poured. Basement has stud walls for bedroom, family room and plumbed for another bathroom. Very well built home on a very private 5.35 acres.
Huge Price Reduction on 18 acres of great investment property. $99,000
86514 – HOPEWELL RD (HANCEVILLE) This is one of the W.H. Dial Subdivisions that was never developed. Roads are cut in and land is divided into lots, 40 remaining. Very little work to be done to finish development.
Posted by CarterCompany on December 12, 2011 | No Comments
New Listings and Price Reductions for the week of December 11, 2011:
This 3BR/2BA home is close to town and move in ready! $89,900
87896 – 25 CO RD 710 (Welti) This home is complete with an eat in kitchen with lots of cabinets, living room with vaulted ceiling, big back yard with gazebo and a 2 car carport. House is located on a large corner lot in the Oakridge Subdivision. Great house for the money. Call Wendy
Great family home located within walking distance to Vinemont Schools. $159,900
87911 – 622 Patton Dr (Vinemont) This home features 3BR/2BA, large family room with stone fireplace and gas logs. Hardwood under carpet. Kitchen has plenty of cabinet space and new cabinet doors, bar, and dining area. 2 car carport. Large fenced backyard with 2 storage buildings, a garden spot and fruit trees. Call Karen
Huge Price Reduction!!!! Motivated Seller!!!!! $139,900
86967 – 155 CO RD 644 (Welti) Good floor with open kitchen and living area. Huge wrap around porch. All interior walls are insulated. Basement walls are solid formed and poured. Basement has stud walls for bedroom, family room and plumbed for another bathroom. Very well built home on a very private 5.35 acres.
Affordable 3BR/2BA home in Hartselle. $99,000
87697 – 32 Jenny Wren CT (Hartselle) Located in the nice quiet Sun Meadows Subdivision on a Cul-de-sac street in the Sparkman School District, this home features a large living room, eat in kitchen with dining area and lots of cabinet space along with new kitchen appliances. The exterior features an inviting front porch, back patio and a 2 car garage. Great house for the money! Call Karen
If you are looking for a farm….look no further. This is it! $399,000
85758 – 2685 CO RD 1162 (West Point) Beautiful private setting on 50+/- acres. Located only 11 miles from I65 and minutes from Cullman Regional Medical Center, restaurants and shopping. This 4BR/2BA/2HB cedar/stone split level home has a stone fireplace in the living room. Large dining room and kitchen. Hardwood floors and large family room in the basement. Great back deck overlooking the properties 3 ponds and fenced pasture. Call Karen
Posted by CarterCompany on December 5, 2011 | No Comments
New Listings and Price Reductions for the week of December 4th 2011:
Huge Price Reduction on 18 acres of great investment property. $99,000
86514 – HOPEWELL RD (HANCEVILLE) This is one of the W.H. Dial Subdivisions that was never developed. Roads are cut in and land is divided into lots, 40 remaining. Very little work to be done to finish development.
Price Reduction!! Very private 4BR/2BA/2HB home on a beautifully manicured 1.7 acres. $179,900
86934 – 192 CO RD 1407 (VINEMONT) This home features a log interior, dining room, large master bedroom, screened porch with hot tub. Basement with garage and storm shelter. New central unit installed in Oct 2011. Privately located at the end of the street in Cotton Row Subdivision. Must see! Call Karen.
Nice 2BR/1.5BA home located on 1.2 acres. $72,900
87875 – 676 CO RD 1756 (JOPPA) Home complete with a new HVAC unit in 2008, attached carport, and nice detached garage along with storage building on property. Call Brenda
3 acre tract of land with road frontage directly on HWY 31. $149,900
87877 – 00 US HWY 31 (HANCEVILLE) Gently sloping land. Suitable for any type business. Call Jeff
Wonderfully remodeled older Craftsman home ready for you! $109,900
87887 – 120 13TH ST NE (CULLMAN) High ceilings along with new cabinets, flooring and paint throughout. Plenty of storage space inside and out. 2 out buildings, patio and a carport make this an ideal home for anyone. Conveniently located just 2 blocks from the High School also close in proximity to shopping and churches. Quiet neighborhood. Call Jeff
Affordable 3 BR/2BA brick home in town. $114,000
87888 – 908 DENSON AVE SW (CULLMAN) Very neat home with new metal roof. Carpet and vinyl flooring throughout. Perfect for first time home buyers or someone wanting to downsize. Call Rita or Brenda
Price Reduction in Larkwood Subdivision. $164,900
87465 – 814 LARKWOOD DR NE (CULLMAN) Great location in city. Fish for bass in your own pond or walk to nearby Lake Catoma!! 9ft ceilings throughout. Move-in ready. Extremely motivated seller!!!! New privacy fence recently installed in backyard. Call Jeff
Posted by admin on February 21, 2011 | No Comments
January 2010 – Cullman Area Real Estate Statistics
AVERAGE DAYS ON MARKET – 151
AVERAGE SELL PRICE – $112,438
AVERAGE LIST PRICE – $119,808
LIST TO SELL PRICE RATIO – 94%
January 2011 – Cullman Area Real Estate Statistics
AVERAGE DAYS ON MARKET – 191
AVERAGE SELL PRICE – $113,713
AVERAGE LIST PRICE – $122,608
LIST TO SELL PRICE RATIO – 93%
Posted by admin on February 21, 2010 | No Comments
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Choose the Right Realtor for You
Choosing the right Realtor for you is so important. A common misconception is thinking you must work with the Agent whose name is on the sign. To take full advantage of the services a Realtor can provide, it is well worth the effort to seek out and find the Realtor with whom you want to work. You need to be comfortable with and trust your Agent. Trust your instincts!
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Choose a Lender and get Pre-qualified
So often people will wait until after they find the house they want to buy to get pre-qualified by their Lender. You should choose your Lender and get pre-qualified before you begin your home search for two main reasons:
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Know What is Available in Your Price Range – Before Buying
Form an educated opinion of the true market value of a property before you make an offer. You should look at several comparable properties to determine your opinion of the fair market value of the one you choose. The more you know about the market the better.
- You cannot determine your price range if you do not know how much money you qualify to borrow and/or the approximate monthly payment. Don’t cut yourself short by underestimating your buying power. Also, you certainly would not want to be devastated by finding your dream home only to realize you can’t afford it.
- Being pre-qualified with your lender gives you more negotiating leverage. An offer from a pre-qualified buyer is much more appealing to the seller.
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Begin with the End in Mind…..Resale Value
Statistics tell us that in four years you will be selling. The average first time buyer only stays in a home for four years. A Realtor with your best interest in mind will provide you with objective information about the current market value and make sure you keep in mind the future market value and your ability to resale your property.
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Go for it!
Lastly, but just as important. Once you have found the house that “feels” right, act on it. So often, people lose “the” house because they are hesitant and wait too long to make an offer. Again, trust your instincts!
