What is a Zestimate, and what does Zillow know about Cullman Real Estate Values?

Posted by on August 21, 2013 | 1 Comment

The majority of home buyers are using the internet to search for their next home to buy. This is a national statistic from the National Association of Realtors, but is also true to our local real estate market in Cullman, AL.  Giant online real estate portals, such as Realtor.com, Zillow, and Trulia…just to name a few, have changed the way buyers search for homes.  Whether you have listed your home with Carter and Company, or any brokerage affiliated with a Multiple Listing Service, your listing is broadcast to these giant real estate portals.  With today’s technology and the internet, home searches are as easy and fast as the click of a button…and BAM! A buyer has in front of them a page full of search results which will include local real estate company’s websites along with these giant real estate portals, who in reality attract a large share of real estate traffic.  Zillow, Trulia, Homes.com, etc…are all out there with typically bigger advertising budgets and deeper pockets for building brand awareness than the typical local real estate firm.  Giant real estate portals are good tools for buyers and certainly an asset to seller’s and seller’s agents because they are informative and easy to search, which helps get your listing out in front of as many potential buyers as possible, but keep in mind they are anything and everything but local. Some in fact will be so informative as to even provide Automated Valuation Estimators, such as “Zestimates.” Amazing, but true Zillow will tell you how much your home is worth in Cullman, AL. The most amazing thing about the “Zestimate”  is that some people will take them as a serious source for value determination. These estimations and valuations are notoriously inaccurate.  Listing data pulled from zip codes does not provide an accurate market analysis.  Zillow has no clue about neighborhoods and desired areas or market trends in Cullman, AL. Only a local Realtor can provide an accurate market analysis.  We have two things Zillow, Trulia, etc… does not and that is knowledge of our market, which can only be gained through experience in Cullman real estate working with buyers and sellers, and secondly, we have accurate information and statistics regarding the number of active and sold listings in the Cullman area from our MLS.
Technology and the ease of access to listing information are truly great tools as long as we always keep in mind their limitations in accuracy.

The Home Buying Process

Posted by on May 7, 2013 | No Comments

What Every Cullman Home Buyer Needs to Know

Our skilled negotiators will help you get the best home for the best price. We personally guide qualified buyers through each step of the home buying process. You can stand behind our experience and longstanding history of proven success. Cullman is an outstanding community that requires the specialize skills of an experienced Realtor.

• Determine and prioritize your wants and needs in your new home.
• Speak to your Lender and determine your buying power.
• Allow one of our experienced Realtors to help you find a home that meets your needs within your budget.
• Once you have found your dream home, our agents will help structure a purchase offer that is in your best interest, and skillfully negotiate with the seller’s representative until a favorable contract is agreed upon.
• The time period between the contract and the closing is when our agent’s work for you. We help make sure you are aware and take advantage of all the professional inspections available in order to make sure you know the condition of your new home before you buy it.
• Our agent’s goal is for you to arrive to the closing confident in knowing you have found the best home for the best price possible.

Home Inspections

Posted by on March 12, 2013 | No Comments

The home inspection is one of the most critical parts of the home buying process, especially in the state of Alabama which is the only true Caveat Emptor state remaining in the US. Caveat Emptor is a Latin legal term meaning “let the buyer beware.” Basically what all this means is Alabama law does not require a Sellers’ Disclosure of a property’s known defects which places the burden of discovery of the property’s latent defects on the buyer. Therefore, the moral of this blog post is to always get a home inspection, preferably done by a professional and licensed home inspector. Locally we have several reputable licensed home inspectors and any of our agents would gladly provide you with their contact information from which you can choose the one who best fits your needs.
Home inspections can vary depending on the type of property you are purchasing. For a list the basic elements that a home inspector will check and for further information regarding home inspections, go to www.ASHI.org, the website of the American Society of Home Inspectors.

To Rent, or to Buy: That Is the Question

Posted by on February 1, 2013 | No Comments

Homeownership is often referred to as the Great American Dream. The culture we live in places a high value on owning a home. In the US, home value appreciation is one of the chief means of accumulating wealth. Purchasing a home is generally viewed as one of biggest and best investments a person will make. Homeownership can provide attractive tax benefits. Mortgage interest and property taxes are usually sizable tax deductions for homeowners.

Despite the advantages, buying a home is a major financial decision that shouldn’t be taken lightly. When buying in a cyclical real estate market, timing is most important and a Realtor with knowledge of your local market and its cycle is crucial. If you buy during a rising price bubble, the value of your home could plummet when that bubble bursts. In the mid to late 2000’s most housing markets in the US went through major corrections. People who sat on the sidelines and rented during the rising market were able to buy homes at much lower prices once the bubble burst.

There are several advantages and disadvantages to both buying and renting. Homeownership generally requires deeper pockets than renting. When roofs leak and hot water heaters break, there is no landlord to call when you own the home. It’s up to you to take care of the problem.

There are definitely situations where renting is the best choice and those are generally short term. In most cases, the longer you plan to live somewhere, the more it makes sense to buy. Over time, you can build equity through homeownership. Owning a home, as opposed to renting, is usually a better investment financially speaking.

Every situation is different and there are many factors which must be considered when determining which is best for you. We have a team of experienced Realtor’s who are extremely knowledgeable in our local real estate market. Let us provide you with the information you need to make that most important decision – Whether to rent or to buy.

Cullman Real Estate Listing Update

Posted by on January 24, 2012 | No Comments

New Listings and Price Reductions for the Week of January 22, 2012.
Huge Price Reduction Motivated Seller!! Wonderful family home in established subdivision $189,900
85861 – 1469 Longbrook Dr NE (Cullman) 4BR/3BA home with finished basement is perfect for entertaining adults and kids. Great yard with in-ground pool and playset, property also borders creek. Covered side patio off kitchen over looking pool is the perfect place for a grill. Large great room with a fireplace. Formal living area with

Click here to see entire The Cullman Times Ad

cathedral ceiling. Large Kitchen. Rec room in basement with wet bar, exercise room, full bath with tile shower and garden tub plus 2 car garage in basement. Don’t miss this one!
Great for first time home buyer! Located in subdivision close to town. $104,900
88011 – 32 CO RD 1636 (Bent Creek S/D) Well kept 3BR/2BA home with excellent layout and amenities. Large, well thought out bedrooms in user friendly floor plan make this a home sure to attract attention. Freshly painted and ready to move in to. Call Jeff
Remodeled 3BR/2.5BA home in the heart of East Elementary Historic District. $ 189,900
88012 – 805 5th Ave SE (Cullman) Gourmet Kitchen with breakfast area and attached formal dining room. Updated cabinets, light fixtures, energy efficient windows, refinished hardwood floors, wiring and plumbing make this home so attractive to anyone seeking easy living in town. Wonderful deck out back beckons you to relax in a quiet, friendly neighborhood. Partially finished basement with concrete floor is ideal for storage. Call Jeff
Gorgeous +/- 6.5 acre building site. Close in to town. $77,500
88013 – 1249 CO RD 1319 (Basch RD) Property has had lots of excavation work done, and has the perfect place for a pond. Old barn has been restored. Great place to build.
Great home for a large family with over 3,000 sqft on 17 acres in the Eva area. $289,900
88025 – 79 Union Hill Rd (Eva) Home features 4BR/2BA/3HBA and a 3 car garage. Large living room with brick fireplace open to the dining area. Kitchen with lots of cabinets, walk-in pantry and breakfast nook. 2 master bedrooms, one with enormous closet, bath and spacious sitting area that opens to patio area with a great view of one of the two ponds located on the property. 3 pull down attic storages in house plus 2 storage buildings and barn on property. Call Wendy
Price Reduced!! Remarkably restored old farm house on over 11 acres. $149,900
87595 – 80 CO RD 508 (Hanceville) Refinished down to the studs with all new updates and upgrades. Entire top floor is master suite with sitting area and bath. Sit on the front or back porches and enjoy quiet rural living. Barn on property could be used for garage or shop. Pasture is fenced. Call Jeff

Cullman Real Estate Update

Posted by on January 10, 2012 | No Comments

New Listings and Price Reductions for the Week of January 8, 2012.

Foreclosure – 2BR/2BA on 4 acres. $85,000
87975 – 466 Maddux Rd (Eva) Home has hardwood, tile and carpet. Large bedrooms with plenty of closet space.  Over sized den or rec room with small sink and cabinet. Glass sun room. 2 Car detached garage and small shed in back. Property is partially wooded and has 3 driveways which could easily be used for an additional manufactured home site.  Call

View our Cullman Times Ad

Wendy

Cute 2BR/1BA home with new metal roof, central heat/air, and hot water heater. $79,900
185 School House Rd (Baileyton) Home is situated on .4 acres with a one car carport, storage building and storm shelter. House has beautiful hardwood flooring in kitchen and dining area. An abundance of cabinets in the kitchen and like new carpet in the bedrooms and living room.  Large laundry room with extra storage/hanging space and room for freezers.  House has a circular drive and is move in ready. Call Damon.

Exceptionally nice brick home with a large yard in a quiet neighborhood. $144,900
86904 – 69 Bates Rd (Eva) Very neat and tastefully decorated 3BR/2BA home features a vaulted ceiling and bay window in master bedroom. All window blinds to stay. Master bath has Jacuzzi tub and walk in shower.  Garage has been enclosed as a den with French doors and a separate laundry room.  Backyard is fenced and has a storage shed. Located near the Cullman County line. Call Debbie.

Price Reduced!!! This is as good as Gatlinburg within minutes of town!!! $299,900
86838 – 297 CO RD 219 (Dodge City) Gorgeous mountain home nestled in the woods surrounded by beauty.  A-frame has full windows overlooking the wooded mountain view.  Very private, self contained with generator back up and drilled well ***40×60 shop with power, 14’ side walls and 16’ roll up door.  Detached 3 car garage.  This place is beautiful!

Cullman Real Estate Activity Update

Posted by on January 3, 2012 | No Comments

New Listings and Price Reductions for the first week of January 2012:
Magnificent custom built 4BR/3.5BA home on +/- 14 acres in the Central community. $449,900

Click here to view our Cullman Times Ad

87970 – 930 CO RD 1112 (West Point) Awesome pool with hot tub spill over spa and sundeck with a salt water automated system. Gourmet kitchen with granite countertops and tile back splash. Private master suite with exquisite tile work in master shower. Finished day light basement complete with safe room, family room with fireplace, bedroom and a full bath. Rec room on 2nd level could be used as 5th bedroom. Too many high end amenities to list. Must see! Call Wendy.
Cute 2BR/1BA home with new metal roof, central heat/air, and hot water heater. $79,900
185 School House Rd (Baileyton) Home is situated on .4 acres with a one car carport, storage building and storm shelter. House has beautiful hardwood flooring in kitchen and dining area. An abundance of cabinets in the kitchen and like new carpet in the bedrooms and living room. Large laundry room with extra storage/hanging space and room for freezers. House has a circular drive and is move in ready. Call Damon.
Price Reduced!!! This is as good as Gatlinburg within minutes of town!!! $299,900
86838 – 297 CO RD 219 (Dodge City) Gorgeous mountain home nestled in the woods surrounded by beauty. A-frame has full windows overlooking the wooded mountain view. Very private, self contained with generator back up and drilled well ***40×60 shop with power, 14’ side walls and 16’ roll up door. Detached 3 car garage. This place is beautiful!
3BR/2BA is move in ready!!! Well built, well kept and well maintained. $139,900
87925 – 3031 CO RD 831 (Logan) Large dining room with fireplace, large master bedroom and bath. Spacious 2nd bedroom with direct access to 2nd bath. Walk-in closets in all bedrooms. 2 car garage, separate metal building with 3 bays and a 15×34 storage building. Call Jeff
Price Reduction!!!! Motivated Seller!!!!! $139,900
86967 – 155 CO RD 644 (Welti) Good floor with open kitchen and living area. Huge wrap around porch. All interior walls are insulated. Basement walls are solid formed and poured. Basement has stud walls for bedroom, family room and plumbed for another bathroom. Very well built home on a very private 5.35 acres.
Huge Price Reduction on 18 acres of great investment property. $99,000
86514 – HOPEWELL RD (HANCEVILLE) This is one of the W.H. Dial Subdivisions that was never developed. Roads are cut in and land is divided into lots, 40 remaining. Very little work to be done to finish development.

Cullman Real Estate – New Listings and Price Reductions

Posted by on December 12, 2011 | No Comments

New Listings and Price Reductions for the week of December 11, 2011: 

This 3BR/2BA home is close to town and move in ready! $89,900
87896 – 25 CO RD 710 (Welti) This home is complete with an eat in kitchen with lots of cabinets, living room with vaulted ceiling, big back yard with gazebo and a 2 car carport.  House is located on a large corner lot in the Oakridge Subdivision.  Great house for the money. Call Wendy


Great family home located within walking distance to Vinemont Schools. $159,900
87911 – 622 Patton Dr (Vinemont) This home features 3BR/2BA, large family room with stone fireplace and gas logs.  Hardwood under carpet.  Kitchen has plenty of cabinet space and new cabinet doors, bar, and dining area.  2 car carport.  Large fenced backyard  with 2 storage buildings, a garden spot and fruit trees.  Call Karen

Huge Price Reduction!!!! Motivated Seller!!!!! $139,900
86967 – 155 CO RD 644 (Welti) Good floor with open kitchen and living area.  Huge wrap around porch.  All interior walls are insulated.  Basement walls are solid formed and poured.  Basement has stud walls for bedroom, family room and plumbed for another bathroom.  Very well built home on a very private 5.35 acres.

Affordable 3BR/2BA home in Hartselle. $99,000
87697 – 32 Jenny Wren CT (Hartselle) Located in the nice quiet Sun Meadows Subdivision on a Cul-de-sac street in the Sparkman School District, this home features a large living room, eat in kitchen with dining area and lots of cabinet space along with new kitchen appliances.  The exterior features an inviting front porch, back patio and a 2 car garage.  Great house for the money! Call Karen

If you are looking for a farm….look no further. This is it!  $399,000
85758 – 2685 CO RD 1162 (West Point) Beautiful private setting on 50+/- acres.  Located only 11 miles from I65 and minutes from Cullman Regional Medical Center, restaurants and shopping.  This 4BR/2BA/2HB cedar/stone split level home has a stone fireplace in the living room.  Large dining room and kitchen.   Hardwood floors and large family room in the basement.  Great back deck overlooking the properties 3 ponds and fenced pasture. Call Karen 
 

Click here to view all Cullman Real Estate Listings from Carter Company!

Cullman Real Estate Listing Update

Posted by on December 5, 2011 | No Comments

New Listings and Price Reductions for the week of December 4th 2011:

Huge Price Reduction on 18 acres of great investment property. $99,000
86514 – HOPEWELL RD (HANCEVILLE) This is one of the W.H. Dial Subdivisions that was never developed. Roads are cut in and land is divided into lots, 40 remaining. Very little work to be done to finish development.

Price Reduction!! Very private 4BR/2BA/2HB home on a beautifully manicured 1.7 acres. $179,900
86934 – 192 CO RD 1407 (VINEMONT) This home features a log interior, dining room, large master bedroom, screened porch with hot tub. Basement with garage and storm shelter. New central unit installed in Oct 2011. Privately located at the end of the street in Cotton Row Subdivision. Must see! Call Karen.

Nice 2BR/1.5BA home located on 1.2 acres. $72,900
87875 – 676 CO RD 1756 (JOPPA) Home complete with a new HVAC unit in 2008, attached carport, and nice detached garage along with storage building on property. Call Brenda

3 acre tract of land with road frontage directly on HWY 31. $149,900
87877 – 00 US HWY 31 (HANCEVILLE) Gently sloping land. Suitable for any type business. Call Jeff

Wonderfully remodeled older Craftsman home ready for you! $109,900
87887 – 120 13TH ST NE (CULLMAN) High ceilings along with new cabinets, flooring and paint throughout. Plenty of storage space inside and out. 2 out buildings, patio and a carport make this an ideal home for anyone. Conveniently located just 2 blocks from the High School also close in proximity to shopping and churches. Quiet neighborhood. Call Jeff

Affordable 3 BR/2BA brick home in town. $114,000
87888 – 908 DENSON AVE SW (CULLMAN) Very neat home with new metal roof. Carpet and vinyl flooring throughout. Perfect for first time home buyers or someone wanting to downsize. Call Rita or Brenda

Price Reduction in Larkwood Subdivision. $164,900
87465 – 814 LARKWOOD DR NE (CULLMAN) Great location in city. Fish for bass in your own pond or walk to nearby Lake Catoma!! 9ft ceilings throughout. Move-in ready. Extremely motivated seller!!!! New privacy fence recently installed in backyard. Call Jeff

Click here to view all Cullman Real Estate Listings from Carter Company!

Cullman Real Estate Statistics – January

Posted by on February 21, 2011 | No Comments

January 2010 – Cullman Area Real Estate Statistics

AVERAGE DAYS ON MARKET – 151

AVERAGE SELL PRICE – $112,438

AVERAGE LIST PRICE – $119,808

LIST TO SELL PRICE RATIO – 94%

January 2011 – Cullman Area Real Estate Statistics

AVERAGE DAYS ON MARKET – 191

AVERAGE SELL PRICE – $113,713

AVERAGE LIST PRICE – $122,608

LIST TO SELL PRICE RATIO – 93%

View Cullman Real Estate Listings

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