The Home Buying Process

Posted by on May 7, 2013 | No Comments

What Every Cullman Home Buyer Needs to Know

Our skilled negotiators will help you get the best home for the best price. We personally guide qualified buyers through each step of the home buying process. You can stand behind our experience and longstanding history of proven success. Cullman is an outstanding community that requires the specialize skills of an experienced Realtor.

• Determine and prioritize your wants and needs in your new home.
• Speak to your Lender and determine your buying power.
• Allow one of our experienced Realtors to help you find a home that meets your needs within your budget.
• Once you have found your dream home, our agents will help structure a purchase offer that is in your best interest, and skillfully negotiate with the seller’s representative until a favorable contract is agreed upon.
• The time period between the contract and the closing is when our agent’s work for you. We help make sure you are aware and take advantage of all the professional inspections available in order to make sure you know the condition of your new home before you buy it.
• Our agent’s goal is for you to arrive to the closing confident in knowing you have found the best home for the best price possible.

Home Inspections

Posted by on March 12, 2013 | No Comments

The home inspection is one of the most critical parts of the home buying process, especially in the state of Alabama which is the only true Caveat Emptor state remaining in the US. Caveat Emptor is a Latin legal term meaning “let the buyer beware.” Basically what all this means is Alabama law does not require a Sellers’ Disclosure of a property’s known defects which places the burden of discovery of the property’s latent defects on the buyer. Therefore, the moral of this blog post is to always get a home inspection, preferably done by a professional and licensed home inspector. Locally we have several reputable licensed home inspectors and any of our agents would gladly provide you with their contact information from which you can choose the one who best fits your needs.
Home inspections can vary depending on the type of property you are purchasing. For a list the basic elements that a home inspector will check and for further information regarding home inspections, go to www.ASHI.org, the website of the American Society of Home Inspectors.

Why Is My Home Not Selling?

Posted by on February 19, 2013 | No Comments

Price?

Yes, price is the correct answer the majority of the time. The economics of the process is relatively simple. All things are only worth what a buyer is willing to pay and a seller is willing to accept. Even with the simplicity of the economic theory, actually arriving at that magic price is difficult. Just think of the cost, time and effort that companies put into pricing a product so it succeeds in the marketplace. It’s no different in real estate.
If you have educated yourself in your local real estate market; are diligent in hiring a professional agent who is experienced in your area; AND are willing to listen to your Realtor, taking into consideration the market data they collect, you can get a lot closer to that magic number in much less time.
Make sure your properties’ listing price is competitive within your local market. Keeping in mind, in order for any potential buyer to obtain financing, the property must appraise. Appraisers use the same database your agent uses, which is the local MLS, to pull comparables and ultimately determine the value of your property or most importantly, the amount the lender is willing to loan to purchase your property.

People can’t buy what they can’t see

If you make it difficult for people to see your property, then the probability of a sale at the price you want drops considerably. Selling can be a nuisance, but it is a necessary one. When agents aren’t able to easily access your property for showings, it can prevent your property from being sold.

Out of your hands

It’s not always the seller’s nor the Realtor’s fault that a house is not selling. Sometimes the market changes and buyer’s disappear. Maybe a new home development has opened nearby and the new homes are more appealing to potential buyers. Many things can affect whether your house sells, which means you and your agent need to consider the reasons and make the necessary adjustments to get your property sold.

Carter & Company Goes White Water Rafting On The Ocoee River

Posted by on August 22, 2012 | No Comments

Team building at it’s best!!! This past month our office took a fun filled trip to the Ocoee River for a little white water rafting. The four pictures below truly captured the intense fun and excitement of our adventure.

Rafting Group I


Rafting Group II


Feeling the Love


The After Shot

3 Tips to Sell Your Home This Fall

Posted by on August 14, 2012 | No Comments

With the start of a new school year signaling summer is coming to an end, the anticipation of fall is in the air. The fall season not only brings cooler weather and college football, but it also is a great time of year to sell your home. Follow this link for 3 Tips to Sell Your Home This Fall .

First Annual Rock the South Music Festival April 27th at Heritage Park

Posted by on April 26, 2012 | No Comments

With the motto “Remember, Rebuild, Rise” the one year anniversary of the devastating tornado which caused so much destruction to our area is also marked as the first annual Rock the South Concert Festival. Headlining festival are former American Idol star Kelly Pickler and well known country music artist Dierks Bentley. Follow the link below to The Cullman Times article appearing in todays paper for detailed event information.

http://www.cullmantimes.com/local/x1585733094/NEED-TO-KNOW-Rock-the-South-parking-gates-etc

 

Filed Under: City of Cullman, Cullman County

Cullman Real Estate Listing Update

Posted by on January 24, 2012 | No Comments

New Listings and Price Reductions for the Week of January 22, 2012.
Huge Price Reduction Motivated Seller!! Wonderful family home in established subdivision $189,900
85861 – 1469 Longbrook Dr NE (Cullman) 4BR/3BA home with finished basement is perfect for entertaining adults and kids. Great yard with in-ground pool and playset, property also borders creek. Covered side patio off kitchen over looking pool is the perfect place for a grill. Large great room with a fireplace. Formal living area with

Click here to see entire The Cullman Times Ad

cathedral ceiling. Large Kitchen. Rec room in basement with wet bar, exercise room, full bath with tile shower and garden tub plus 2 car garage in basement. Don’t miss this one!
Great for first time home buyer! Located in subdivision close to town. $104,900
88011 – 32 CO RD 1636 (Bent Creek S/D) Well kept 3BR/2BA home with excellent layout and amenities. Large, well thought out bedrooms in user friendly floor plan make this a home sure to attract attention. Freshly painted and ready to move in to. Call Jeff
Remodeled 3BR/2.5BA home in the heart of East Elementary Historic District. $ 189,900
88012 – 805 5th Ave SE (Cullman) Gourmet Kitchen with breakfast area and attached formal dining room. Updated cabinets, light fixtures, energy efficient windows, refinished hardwood floors, wiring and plumbing make this home so attractive to anyone seeking easy living in town. Wonderful deck out back beckons you to relax in a quiet, friendly neighborhood. Partially finished basement with concrete floor is ideal for storage. Call Jeff
Gorgeous +/- 6.5 acre building site. Close in to town. $77,500
88013 – 1249 CO RD 1319 (Basch RD) Property has had lots of excavation work done, and has the perfect place for a pond. Old barn has been restored. Great place to build.
Great home for a large family with over 3,000 sqft on 17 acres in the Eva area. $289,900
88025 – 79 Union Hill Rd (Eva) Home features 4BR/2BA/3HBA and a 3 car garage. Large living room with brick fireplace open to the dining area. Kitchen with lots of cabinets, walk-in pantry and breakfast nook. 2 master bedrooms, one with enormous closet, bath and spacious sitting area that opens to patio area with a great view of one of the two ponds located on the property. 3 pull down attic storages in house plus 2 storage buildings and barn on property. Call Wendy
Price Reduced!! Remarkably restored old farm house on over 11 acres. $149,900
87595 – 80 CO RD 508 (Hanceville) Refinished down to the studs with all new updates and upgrades. Entire top floor is master suite with sitting area and bath. Sit on the front or back porches and enjoy quiet rural living. Barn on property could be used for garage or shop. Pasture is fenced. Call Jeff

Cullman Real Estate Update

Posted by on January 10, 2012 | No Comments

New Listings and Price Reductions for the Week of January 8, 2012.

Foreclosure – 2BR/2BA on 4 acres. $85,000
87975 – 466 Maddux Rd (Eva) Home has hardwood, tile and carpet. Large bedrooms with plenty of closet space.  Over sized den or rec room with small sink and cabinet. Glass sun room. 2 Car detached garage and small shed in back. Property is partially wooded and has 3 driveways which could easily be used for an additional manufactured home site.  Call

View our Cullman Times Ad

Wendy

Cute 2BR/1BA home with new metal roof, central heat/air, and hot water heater. $79,900
185 School House Rd (Baileyton) Home is situated on .4 acres with a one car carport, storage building and storm shelter. House has beautiful hardwood flooring in kitchen and dining area. An abundance of cabinets in the kitchen and like new carpet in the bedrooms and living room.  Large laundry room with extra storage/hanging space and room for freezers.  House has a circular drive and is move in ready. Call Damon.

Exceptionally nice brick home with a large yard in a quiet neighborhood. $144,900
86904 – 69 Bates Rd (Eva) Very neat and tastefully decorated 3BR/2BA home features a vaulted ceiling and bay window in master bedroom. All window blinds to stay. Master bath has Jacuzzi tub and walk in shower.  Garage has been enclosed as a den with French doors and a separate laundry room.  Backyard is fenced and has a storage shed. Located near the Cullman County line. Call Debbie.

Price Reduced!!! This is as good as Gatlinburg within minutes of town!!! $299,900
86838 – 297 CO RD 219 (Dodge City) Gorgeous mountain home nestled in the woods surrounded by beauty.  A-frame has full windows overlooking the wooded mountain view.  Very private, self contained with generator back up and drilled well ***40×60 shop with power, 14’ side walls and 16’ roll up door.  Detached 3 car garage.  This place is beautiful!

Cullman Real Estate Activity Update

Posted by on January 3, 2012 | No Comments

New Listings and Price Reductions for the first week of January 2012:
Magnificent custom built 4BR/3.5BA home on +/- 14 acres in the Central community. $449,900

Click here to view our Cullman Times Ad

87970 – 930 CO RD 1112 (West Point) Awesome pool with hot tub spill over spa and sundeck with a salt water automated system. Gourmet kitchen with granite countertops and tile back splash. Private master suite with exquisite tile work in master shower. Finished day light basement complete with safe room, family room with fireplace, bedroom and a full bath. Rec room on 2nd level could be used as 5th bedroom. Too many high end amenities to list. Must see! Call Wendy.
Cute 2BR/1BA home with new metal roof, central heat/air, and hot water heater. $79,900
185 School House Rd (Baileyton) Home is situated on .4 acres with a one car carport, storage building and storm shelter. House has beautiful hardwood flooring in kitchen and dining area. An abundance of cabinets in the kitchen and like new carpet in the bedrooms and living room. Large laundry room with extra storage/hanging space and room for freezers. House has a circular drive and is move in ready. Call Damon.
Price Reduced!!! This is as good as Gatlinburg within minutes of town!!! $299,900
86838 – 297 CO RD 219 (Dodge City) Gorgeous mountain home nestled in the woods surrounded by beauty. A-frame has full windows overlooking the wooded mountain view. Very private, self contained with generator back up and drilled well ***40×60 shop with power, 14’ side walls and 16’ roll up door. Detached 3 car garage. This place is beautiful!
3BR/2BA is move in ready!!! Well built, well kept and well maintained. $139,900
87925 – 3031 CO RD 831 (Logan) Large dining room with fireplace, large master bedroom and bath. Spacious 2nd bedroom with direct access to 2nd bath. Walk-in closets in all bedrooms. 2 car garage, separate metal building with 3 bays and a 15×34 storage building. Call Jeff
Price Reduction!!!! Motivated Seller!!!!! $139,900
86967 – 155 CO RD 644 (Welti) Good floor with open kitchen and living area. Huge wrap around porch. All interior walls are insulated. Basement walls are solid formed and poured. Basement has stud walls for bedroom, family room and plumbed for another bathroom. Very well built home on a very private 5.35 acres.
Huge Price Reduction on 18 acres of great investment property. $99,000
86514 – HOPEWELL RD (HANCEVILLE) This is one of the W.H. Dial Subdivisions that was never developed. Roads are cut in and land is divided into lots, 40 remaining. Very little work to be done to finish development.

Meet Carter & Company’s Newest Team Member

Posted by on December 19, 2011 | No Comments

We are proud to announce and welcome Damon Monk as the newest addition to our Carter & Company team.  Damon is a native to North Alabama and graduate of Vinemont High School.   His many years of experience in home construction here in Cullman and our surrounding areas have provided him useful knowledge and experience of which he has carried over into his new career as a Realtor.  We hope you will let Damon or any one of our Carter & Company team members use their knowledge and expertise to help you make your next real estate transaction a success.

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